Retain talent, enrich lives: Employee Benefits that matter

Don't risk losing top talent over basic benefits like health insurance. Employee benefits are often as crucial as salary for job seekers. As an employer, demonstrating care for your team beyond work matters. Let Ibex Associates guide you in crafting an affordable yet comprehensive benefits plan tailored to your company's needs, ensuring you retain and attract the best talent.

Your employees deserve peace of mind when it comes to their health. With a variety of group health plans available, whether fully insured or self-funded, Ibex Associates can explore options with you, ensuring your team doesn't have to worry about coverage if illness strikes.

While medical insurance may not cover dental and vision needs, you and your employees still value maintaining oral health and clear vision. Thankfully, there are various dental and vision policies available to complement your employee benefits coverage. Our team can help pinpoint the right one for your business or individual needs, ensuring comprehensive care.

Experiencing a disability can pose challenges for employees to work and earn income. With disability insurance, you can support your employees during challenging times and provide peace of mind for their families. A basic disability plan typically covers up to 60% of an employee's salary. Our team will collaborate with you to identify the most suitable packages for your employees. Please be aware: Disability insurance and worker’s compensation differ in coverage.

Empower your employees with the freedom to tailor their own benefit package. A cafeteria plan deducts funds from an employee’s paycheck, allowing them to access benefits for various expenses, ranging from healthcare to childcare to disability insurance. Since these funds are non-taxable, your employees enjoy reduced taxable income and savings on covered expenses. Additionally, as an employer, you save on FICA taxes by implementing this plan!

401(k) plans rank among the most appealing benefits for both job seekers and current staff. Ibex Associates provides a comprehensive range of affordable plans that can distinguish your company and facilitate your team's retirement savings. Let us handle the complexities to find the perfect 401(k) plan tailored to your company's needs!

Losing a director, shareholder, founder, or other key employee could spell disaster for your business. Ibex Associates' key employee life insurance policy is crafted to assist your company in overcoming the financial impact of such a loss.

Providing annuities to your employees can enhance their retirement savings through investment opportunities. A guaranteed annuity, a contract between an individual and an insurance company, enables tax-deferred accumulation of funds and guarantees regular income payments upon retirement. A life annuity ensures continuous income post-retirement. Let the retirement experts at Ibex Associates guide you in selecting the optimal annuity option!